Lender profile
Txdot
Lender Live rate observations
Txdot at a glance
Txdot is a lender based in Texas. LoanMate.ai tracks 6 published loan products from Txdot (6 rate listings), last verified 2026-10-17. Its lowest published rate today is 3% on Secured personal loan · 36 months. Its Secured personal loan · 36 months rate of 3% is 0.875 points below the national median of 3.875% (across 14 lenders publishing that product). Txdot lends in Texas only.
Auto loan (3)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-72 | — | 5.00 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-60 | — | 5.25 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-36 | — | 6.5 | — | — | 2026-10-17 | Lender source ↗ |
Personal loan (3)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-SEC-36 | — | 3.00 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-48 | — | 9.00 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-36 | — | 10.00 | — | — | 2026-10-17 | Lender source ↗ |
How Txdot compares
- #1 nationally for Secured personal loan · 36 months — 3% (of 14 lenders publishing it)
Compare all auto loan rates · Compare all personal loan rates · Best loan rates in Texas
Compare with: 1St Community, 4U, A+, Abilene Teachers
Common questions
What is the lowest published rate at Txdot?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from Txdot is 3% on its Secured personal loan · 36 months. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Txdot lend?
Txdot lends in Texas only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Txdot's Secured personal loan · 36 months rate compare nationally?
Txdot publishes Secured personal loan · 36 months at 3%. The national median for that product is 3.875% across 14 lenders in LoanMate.ai's October 17, 2026 dataset, so Txdot is 0.875 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.