Lender profile
Uncle
Lender Live rate observations
Uncle at a glance
Uncle is a lender based in California. LoanMate.ai tracks 5 published loan products from Uncle (14 rate listings), last verified 2026-10-17. Its lowest published rate today is 4.29% on New auto loan. Its New auto loan rate of 4.29% is 0.7 points below the national median of 4.99% (across 299 lenders publishing that product). Uncle lends in California only.
HELOC (4)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| HELOC-INTRO | — | 6.49 | — | — | 2026-10-17 | Lender source ↗ |
| HELOC | — | 7.00 | — | — | 2026-10-17 | Lender source ↗ |
| HELOC-INTRO | — | 7.49 | — | — | 2026-10-17 | Lender source ↗ |
| HELOC | — | 8.00 | — | — | 2026-10-17 | Lender source ↗ |
Auto loan (9)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW | — | 4.29 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW | — | 4.79 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW | — | 5.09 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW | — | 5.29 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED | — | 5.49 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED | — | 5.99 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED | — | 6.29 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED | — | 6.49 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED | — | 10.49 | — | — | 2026-10-17 | Lender source ↗ |
Personal loan (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-UNSEC | — | 13.99 | — | — | 2026-10-17 | Lender source ↗ |
How Uncle compares
Compare all heloc rates · Compare all auto loan rates · Compare all personal loan rates · Best loan rates in California
Compare with: 1St Northern California, 1St United, Aerospace, Altura
Common questions
What is the lowest published rate at Uncle?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from Uncle is 4.29% on its New auto loan. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Uncle lend?
Uncle lends in California only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Uncle's New auto loan rate compare nationally?
Uncle publishes New auto loan at 4.29%. The national median for that product is 4.99% across 299 lenders in LoanMate.ai's October 17, 2026 dataset, so Uncle is 0.7 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.