Lender profile
Urban Upbound
Lender Live rate observations
Urban Upbound at a glance
Urban Upbound is a lender based in New York. LoanMate.ai tracks 2 published loan products from Urban Upbound (2 rate listings), last verified 2026-10-17. Its lowest published rate today is 4.99% on Secured personal loan. Its Secured personal loan rate of 4.99% is 0.44 points above the national median of 4.55% (across 55 lenders publishing that product). Urban Upbound lends in New York only.
Personal loan (2)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-SEC | — | 4.99 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC | — | 9.90 | — | — | 2026-10-17 | Lender source ↗ |
How Urban Upbound compares
Compare all personal loan rates · Best loan rates in New York
Compare with: Access, Adirondack Regional, Adirondack Trust Company, Allegany First
Common questions
What is the lowest published rate at Urban Upbound?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from Urban Upbound is 4.99% on its Secured personal loan. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Urban Upbound lend?
Urban Upbound lends in New York only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Urban Upbound's Secured personal loan rate compare nationally?
Urban Upbound publishes Secured personal loan at 4.99%. The national median for that product is 4.55% across 55 lenders in LoanMate.ai's October 17, 2026 dataset, so Urban Upbound is 0.44 points above the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.