Lender profile
Fairmont Federal Credit Union
Lender Live rate observations
Fairmont Federal Credit Union at a glance
Fairmont Federal Credit Union is a lender based in West Virginia. LoanMate.ai tracks 7 published loan products from Fairmont Federal Credit Union (7 rate listings), last verified 2026-10-21. Its lowest published rate today is 4% on New auto loan · 72 months. Its New auto loan · 72 months rate of 4% is 1.49 points below the national median of 5.49% (across 250 lenders publishing that product). Fairmont Federal Credit Union lends in West Virginia only.
Auto loan (7)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-72 | 4.00 | 4.2269 | — | $195 loan origination fee | 2026-10-21 | Lender source ↗ |
| AUTO-NEW-84 | 4.50 | 4.6948 | — | $195 loan origination fee | 2026-10-21 | Lender source ↗ |
| AUTO-USED-60 | 5.50 | 5.7743 | — | $195 loan origination fee | 2026-10-21 | Lender source ↗ |
| AUTO-USED-72 | 6.00 | 6.2286 | — | $195 loan origination fee | 2026-10-21 | Lender source ↗ |
| AUTO-USED-66 | 7.50 | 7.8020 | — | $195 loan origination fee | 2026-10-21 | Lender source ↗ |
| AUTO-USED-48-OLD | 8.00 | 8.5055 | — | $195 loan origination fee | 2026-10-21 | Lender source ↗ |
| AUTO-USED-54-OLD | 8.25 | 8.7045 | — | $195 loan origination fee | 2026-10-21 | Lender source ↗ |
How does Fairmont Federal Credit Union's New auto loan · 72 months rate compare nationally?
- #1 nationally for New auto loan · 72 months — 4% (of 250 lenders publishing it)
Compare all auto loan rates · Best loan rates in West Virginia
Compare with: Long Reach Federal Credit Union, West Virginia Central Federal Credit Union, Allegany First, Utility District
Common questions
What is the lowest published rate at Fairmont Federal Credit Union?
As of October 21, 2026, the lowest rate LoanMate.ai tracks from Fairmont Federal Credit Union is 4% on its New auto loan · 72 months. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Fairmont Federal Credit Union lend?
Fairmont Federal Credit Union lends in West Virginia only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Fairmont Federal Credit Union's New auto loan · 72 months rate compare nationally?
Fairmont Federal Credit Union publishes New auto loan · 72 months at 4%. The national median for that product is 5.49% across 250 lenders in LoanMate.ai's October 21, 2026 dataset, so Fairmont Federal Credit Union is 1.49 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.