Lender profile
Geddes Federal Savings and Loan Association
Lender Live rate observations
Geddes Federal Savings and Loan Association at a glance
Geddes Federal Savings and Loan Association is a lender based in New York. LoanMate.ai tracks 8 published loan products from Geddes Federal Savings and Loan Association (8 rate listings), last verified 2026-10-17. Its lowest published rate today is 6.375% on 10-year fixed. Its 30-year fixed rate of 7.5% is 0.5 points above the national median of 7% (across 233 lenders publishing that product). Geddes Federal Savings and Loan Association lends in New York only.
Purchase mortgage (8)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| 10FP | 6.375 | 6.546 | — | — | 2026-10-17 | Lender source ↗ |
| 5/1ARM | 6.375 | 6.821 | — | — | 2026-10-17 | Lender source ↗ |
| 7/1ARM | 6.500 | 6.812 | — | — | 2026-10-17 | Lender source ↗ |
| 10/1ARM | 6.625 | 6.824 | — | — | 2026-10-17 | Lender source ↗ |
| 15FP | 6.750 | 6.873 | — | — | 2026-10-17 | Lender source ↗ |
| 20FP | 7.125 | 7.225 | — | — | 2026-10-17 | Lender source ↗ |
| 25FP | 7.375 | 7.462 | — | — | 2026-10-17 | Lender source ↗ |
| 30FP | 7.500 | — | — | — | 2026-10-17 | Lender source ↗ |
How Geddes Federal Savings and Loan Association compares
Compare all purchase mortgage rates · Best loan rates in New York
Compare with: Access, Adirondack Regional, Adirondack Trust Company, Allegany First
Common questions
What is the lowest published rate at Geddes Federal Savings and Loan Association?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from Geddes Federal Savings and Loan Association is 6.375% on its 10-year fixed. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Geddes Federal Savings and Loan Association lend?
Geddes Federal Savings and Loan Association lends in New York only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Geddes Federal Savings and Loan Association's 30-year fixed rate compare nationally?
Geddes Federal Savings and Loan Association publishes 30-year fixed at 7.5%. The national median for that product is 7% across 233 lenders in LoanMate.ai's October 17, 2026 dataset, so Geddes Federal Savings and Loan Association is 0.5 points above the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.