Lender profile
Journey
Lender Live rate observations
Journey at a glance
Journey is a lender based in Michigan. LoanMate.ai tracks 7 published loan products from Journey (7 rate listings), last verified 2026-10-17. Its lowest published rate today is 4.49% on New auto loan. Its New auto loan rate of 4.49% is 0.5 points below the national median of 4.99% (across 299 lenders publishing that product). Journey lends in Michigan only.
HELOC (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| HELOC | — | 8.00 | — | $100 processing fee plus valuation fee | 2026-10-17 | Lender source ↗ |
Home equity loan (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| FHEL | — | 5.75 | — | — | 2026-10-17 | Lender source ↗ |
Auto loan (2)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW | — | 4.49 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED | — | 4.99 | — | — | 2026-10-17 | Lender source ↗ |
Personal loan (3)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-UNSEC-36 | — | 10.50 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-12 | — | 12.00 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC | — | 18.00 | — | $20 application fee | 2026-10-17 | Lender source ↗ |
Common questions
What is the lowest published rate at Journey?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from Journey is 4.49% on its New auto loan. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Journey lend?
Journey lends in Michigan only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Journey's New auto loan rate compare nationally?
Journey publishes New auto loan at 4.49%. The national median for that product is 4.99% across 299 lenders in LoanMate.ai's October 17, 2026 dataset, so Journey is 0.5 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.