PeoplesBank at a glance
PeoplesBank is a bank based in Massachusetts. LoanMate.ai tracks 2 published loan products from PeoplesBank (3 rate listings), last verified 2026-10-17. Its lowest published rate today is 5.75% on HELOC · INTRO. Its HELOC · INTRO rate of 5.75% matches the national median of 5.75% (across 71 lenders publishing that product). PeoplesBank lends in 3 states: Connecticut, Massachusetts, Washington.
HELOC (3)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| HELOC-INTRO | — | 5.75 | — | $50 annual fee during draw period; $500 early termination fee if closed within 24 months | 2026-10-17 | Lender source ↗ |
| HELOC | — | 6.50 | — | $50 annual fee during draw period; $500 early termination fee if closed within 24 months | 2026-10-17 | Lender source ↗ |
| HELOC | — | 7.50 | — | $50 annual fee during draw period; $500 early termination fee if closed within 24 months | 2026-10-17 | Lender source ↗ |
How PeoplesBank compares
Compare all heloc rates · Best loan rates in Massachusetts
Compare with: 600 Atlantic Federal Credit Union, Alden, Align Credit Union, All One Credit Union
Common questions
What is the lowest published rate at PeoplesBank?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from PeoplesBank is 5.75% on its HELOC · INTRO. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does PeoplesBank lend?
PeoplesBank lends in 3 states: Connecticut, Massachusetts, Washington. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does PeoplesBank's HELOC · INTRO rate compare nationally?
PeoplesBank publishes HELOC · INTRO at 5.75%. The national median for that product is 5.75% across 71 lenders in LoanMate.ai's October 17, 2026 dataset, so PeoplesBank is right at the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.