Lender profile
First National Bank of Scotia
Lender Live rate observations
First National Bank of Scotia at a glance
First National Bank of Scotia is a lender based in New York. LoanMate.ai tracks 1 published loan products from First National Bank of Scotia (7 rate listings), last verified 2026-10-17. Its lowest published rate today is 6% on Fixed home equity loan. Its Fixed home equity loan rate of 6% is 0.874 points below the national median of 6.874% (across 126 lenders publishing that product). First National Bank of Scotia lends in New York only.
Home equity loan (7)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| FHEL | 6.000 | 6.009 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL | 6.125 | 6.132 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL | 6.125 | 6.134 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL | 6.375 | 6.382 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL | 6.500 | 6.506 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL | 6.625 | 6.632 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL | 6.750 | 6.756 | — | — | 2026-10-17 | Lender source ↗ |
How First National Bank of Scotia compares
Compare all home equity loan rates · Best loan rates in New York
Compare with: Access, Adirondack Regional, Adirondack Trust Company, Allegany First
Common questions
What is the lowest published rate at First National Bank of Scotia?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from First National Bank of Scotia is 6% on its Fixed home equity loan. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does First National Bank of Scotia lend?
First National Bank of Scotia lends in New York only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does First National Bank of Scotia's Fixed home equity loan rate compare nationally?
First National Bank of Scotia publishes Fixed home equity loan at 6%. The national median for that product is 6.874% across 126 lenders in LoanMate.ai's October 17, 2026 dataset, so First National Bank of Scotia is 0.874 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.