Lender profile
First Source
Lender Live rate observations
First Source at a glance
First Source is a lender based in New York. LoanMate.ai tracks 24 published loan products from First Source (24 rate listings), last verified 2026-10-17. Its lowest published rate today is 4.24% on New auto loan · 12 months. Its New auto loan · 12 months rate of 4.24% matches the national median of 4.24% (across 5 lenders publishing that product). First Source lends in New York only.
HELOC (2)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| HELOC-INTRO | — | 5.99 | — | — | 2026-10-17 | Lender source ↗ |
| HELOC | — | 6.75 | — | — | 2026-10-17 | Lender source ↗ |
Home equity loan (3)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| FHEL-10yr | — | 5.74 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL-15yr | — | 5.99 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL-20yr | — | 6.49 | — | — | 2026-10-17 | Lender source ↗ |
Auto loan (14)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-12 | — | 4.24 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-24 | — | 4.24 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-36 | — | 4.24 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-48 | — | 4.24 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-60 | — | 4.49 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-72 | — | 4.99 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-12 | — | 4.99 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-24 | — | 4.99 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-36 | — | 4.99 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-48 | — | 4.99 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-60 | — | 5.24 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-84 | — | 5.49 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-72 | — | 5.74 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-84 | — | 6.24 | — | — | 2026-10-17 | Lender source ↗ |
Personal loan (5)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-UNSEC-12 | — | 9.74 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-24 | — | 9.74 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-36 | — | 10.24 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-48 | — | 10.24 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-60 | — | 10.24 | — | — | 2026-10-17 | Lender source ↗ |
How First Source compares
- #2 nationally for New auto loan · 24 months — 4.24% (of 31 lenders publishing it)
- #2 nationally for Used auto loan · 12 months — 4.99% (of 5 lenders publishing it)
- #3 nationally for New auto loan · 12 months — 4.24% (of 5 lenders publishing it)
Compare all heloc rates · Compare all home equity loan rates · Compare all auto loan rates · Compare all personal loan rates · Best loan rates in New York
Compare with: Access, Adirondack Regional, Adirondack Trust Company, Allegany First
Common questions
What is the lowest published rate at First Source?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from First Source is 4.24% on its New auto loan · 12 months. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does First Source lend?
First Source lends in New York only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does First Source's New auto loan · 12 months rate compare nationally?
First Source publishes New auto loan · 12 months at 4.24%. The national median for that product is 4.24% across 5 lenders in LoanMate.ai's October 17, 2026 dataset, so First Source is right at the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.