Lender profile
Fulton Savings Bank
Lender Live rate observations
Fulton Savings Bank at a glance
Fulton Savings Bank is a lender based in New York. LoanMate.ai tracks 5 published loan products from Fulton Savings Bank (5 rate listings), last verified 2026-10-17. Its lowest published rate today is 6.125% on 5-year fixed. Its 30-year fixed rate of 7.25% is 0.25 points above the national median of 7% (across 233 lenders publishing that product). Fulton Savings Bank lends in New York only.
Purchase mortgage (5)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| 5FP | 6.125 | 6.705 | — | — | 2026-10-17 | Lender source ↗ |
| 10FP | 6.250 | 6.562 | — | — | 2026-10-17 | Lender source ↗ |
| 15FP | 6.875 | 7.109 | — | — | 2026-10-17 | Lender source ↗ |
| 20FP | 7.125 | 7.317 | — | — | 2026-10-17 | Lender source ↗ |
| 30FP | 7.250 | 7.400 | — | — | 2026-10-17 | Lender source ↗ |
How Fulton Savings Bank compares
Compare all purchase mortgage rates · Best loan rates in New York
Compare with: Access, Adirondack Regional, Adirondack Trust Company, Allegany First
Common questions
What is the lowest published rate at Fulton Savings Bank?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from Fulton Savings Bank is 6.125% on its 5-year fixed. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Fulton Savings Bank lend?
Fulton Savings Bank lends in New York only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Fulton Savings Bank's 30-year fixed rate compare nationally?
Fulton Savings Bank publishes 30-year fixed at 7.25%. The national median for that product is 7% across 233 lenders in LoanMate.ai's October 17, 2026 dataset, so Fulton Savings Bank is 0.25 points above the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.