Lender profile
Pentucket Bank
Lender Live rate observations
Pentucket Bank at a glance
Pentucket Bank is a lender. LoanMate.ai tracks 9 published loan products from Pentucket Bank (9 rate listings), last verified 2026-10-17. Its lowest published rate today is 6.5% on HELOC. Its 30-year fixed rate of 7.125% is 0.125 points above the national median of 7% (across 233 lenders publishing that product). Pentucket Bank lends in 2 states: Massachusetts, New Hampshire.
Purchase mortgage (5)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| 10FP | 6.625 | 6.733 | 0 | — | 2026-10-17 | Lender source ↗ |
| 15FP | 6.750 | 6.827 | 0 | — | 2026-10-17 | Lender source ↗ |
| 40FP | 7.000 | 7.041 | 0 | — | 2026-10-17 | Lender source ↗ |
| 20FP | 7.000 | 7.062 | 0 | — | 2026-10-17 | Lender source ↗ |
| 30FP | 7.125 | 7.173 | 0 | — | 2026-10-17 | Lender source ↗ |
HELOC (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| HELOC | — | 6.50 | — | annual fee $50; early termination fee $500 may apply if closed within 36 months | 2026-10-17 | Lender source ↗ |
Home equity loan (3)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| FHEL-5yr | 6.750 | 6.750 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL-10yr | 7.000 | 7.000 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL-15yr | 7.250 | 7.250 | — | — | 2026-10-17 | Lender source ↗ |
How Pentucket Bank compares
Compare all purchase mortgage rates · Compare all heloc rates · Compare all home equity loan rates
Compare with: Newburyport Bank
Common questions
What is the lowest published rate at Pentucket Bank?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from Pentucket Bank is 6.5% on its HELOC. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Pentucket Bank lend?
Pentucket Bank lends in 2 states: Massachusetts, New Hampshire. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Pentucket Bank's 30-year fixed rate compare nationally?
Pentucket Bank publishes 30-year fixed at 7.125%. The national median for that product is 7% across 233 lenders in LoanMate.ai's October 17, 2026 dataset, so Pentucket Bank is 0.125 points above the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.