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Upstart

Lender Live rate observations

HELOC (1)

ProductRateAPRPointsFeesVerifiedSource
HELOC—6.52—Origination fee 0%-4.99% of approved credit limit; no annual fee, prepayment penalty, or redraw fees2026-09-28Lender source ↗

Personal loan (1)

ProductRateAPRPointsFeesVerifiedSource
PERS-UNSEC—6.30——2026-09-28Lender source ↗

How to use these figures

LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.